Is the TechRing HSA/FSA eligible?
Yes. FirmTech lists the TechRing, the Performance Ring and the MaxPR as HSA/FSA eligible, including bundles that pair them. You can pay with pre-tax dollars from a Health Savings Account or Flexible Spending Account through Flex, right at checkout on getfirmtech.com. Your plan administrator has the final say on coverage.
How do I pay for a FirmTech ring with my HSA or FSA card?
Add your ring or bundle to the cart and go to checkout. Choose "Flex | Pay with HSA/FSA" as the payment method. Answer a short health survey, which produces the Letter of Medical Necessity. Then pay with your HSA or FSA card. Your order ships as usual in a plain box.
Do I need a Letter of Medical Necessity for the TechRing?
Yes. FirmTech notes that the IRS asks for a Letter of Medical Necessity for HSA/FSA purchases like its rings. Flex handles this with a brief telehealth questionnaire during checkout at no extra cost, so you do not need a separate doctor visit to get the letter.
What if I do not have my HSA or FSA card handy?
Pay with any credit card through Flex. You receive an itemized receipt and your Letter of Medical Necessity, which you submit to your plan for reimbursement. Keep both documents with your records in case your plan administrator asks for them later.
Are TechRing bundles HSA/FSA eligible?
FirmTech lists bundles that pair its rings as eligible, so TechRing + Performance Ring and TechRing + MaxPR are covered by that listing. Accessories, protection plans and shipping are listed as not eligible. RingMate is sold as an accessory, so confirm at checkout how a RingMate or pump bundle is split.
Who decides whether my HSA or FSA covers the purchase?
Your plan administrator has the final say on what it covers, according to FirmTech. The Flex checkout supplies the Letter of Medical Necessity and an itemized receipt, which are the documents plans typically ask for. If you are unsure, check with your plan before ordering.
How much do I save by paying with HSA or FSA?
Pre-tax money saves roughly your combined marginal tax rate on the eligible amount. For example, at a 24% combined rate a $295 ring pair effectively costs about $224.20. This is an estimate, not tax advice; use the calculator on the HSA/FSA page with your own rate.
Does my FSA money expire?
Often, yes. Many FSAs are use-it-or-lose-it by the end of the plan year, sometimes with a short grace period or limited carryover, while HSA balances generally roll over. FirmTech reminds shoppers to use HSA/FSA funds before they expire. Check your own plan for its exact deadline.