Checkout guidance
TechRing HSA/FSA: how to pay with pre-tax money
Yes, the TechRing is HSA/FSA eligible, and you can pay with your HSA or FSA card right at checkout on getfirmtech.com.
FirmTech lists the TechRing, the Performance Ring, the MaxPR and bundles that pair them as HSA/FSA eligible. Checkout runs through Flex, which supplies the Letter of Medical Necessity the IRS asks for after a brief telehealth questionnaire at no extra cost. Your plan administrator has the final say.
Last updated: Published by FirmTech
How do I use my HSA or FSA to buy a TechRing?
Pick "Flex | Pay with HSA/FSA" as your payment method at checkout, then:
- Add the TechRing, a ring, or a ring bundle to your cart on getfirmtech.com and go to checkout.
- Choose "Flex | Pay with HSA/FSA" as the payment method.
- Answer the short health survey. This produces your Letter of Medical Necessity at no extra cost.
- Pay with your HSA or FSA card. Your order ships as usual, in a plain box.
No card on hand? Pay with any credit card through Flex. You get an itemized receipt and the Letter of Medical Necessity to submit to your plan for reimbursement.
What counts as HSA/FSA eligible at FirmTech
FirmTech's eligible list is short and specific: the TechRing ($275), the Performance Ring ($60), the MaxPR ($60), and bundles that pair those rings. That covers the TechRing performance bundle and the TechRing + MaxPR bundle, each $295.
FirmTech lists accessories, protection plans and shipping as not eligible. RingMate ($69 alone) is sold as an accessory, and the VaxAid Deluxe is a separate pump, so for those bundles confirm at checkout how the amount is split between eligible and non-eligible items.
HSA and FSA in plain words
A Health Savings Account (HSA) and a Flexible Spending Account (FSA) let you set aside pre-tax money for qualified medical expenses. Paying from them means you do not pay income tax on that money, which is why the effective price can be lower than the sticker price.
HSA balances generally roll over year to year. Many FSAs are use-it-or-lose-it by the plan year end, so an eligible ring can be a way to use remaining FSA money. Check your plan's rules; the IRS explains qualified expenses in Publication 502.
HSA/FSA status of every FirmTech bundle
| Bundle | Price | Status | Note |
|---|---|---|---|
| TechRing + VaxAid Deluxe pump | $499 | Confirm split | TechRing is listed as eligible. Confirm how the pump is treated at checkout. |
| TechRing + Performance Ring | $295 | Listed eligible | Both items are rings FirmTech lists as HSA/FSA eligible. |
| TechRing + MaxPR | $295 | Listed eligible | Both items are rings FirmTech lists as HSA/FSA eligible. |
| TechRing + RingMate | $304 | Confirm split | TechRing is listed as eligible. RingMate is sold as an accessory, and accessories are listed as not eligible. |
| Performance Ring + RingMate | $120 | Confirm split | Performance Ring is listed as eligible. RingMate is sold as an accessory. |
| MaxPR + RingMate | $120 | Confirm split | MaxPR is listed as eligible. RingMate is sold as an accessory. |
How much could I save paying with HSA or FSA?
Roughly your combined tax rate times the eligible amount. Enter a price and your rate for an estimate.
Enter your combined tax rate.
Enter both figures to see an estimate.
Assumptions: the full amount is eligible and paid with pre-tax HSA or FSA money, and your rate is the combined rate you would otherwise pay on that money. This is an estimate, not tax advice or an eligibility decision. Your plan administrator decides coverage.
Related guides
Common questions
See all 43 questions- Is the TechRing HSA/FSA eligible?
- Yes. FirmTech lists the TechRing, the Performance Ring and the MaxPR as HSA/FSA eligible, including bundles that pair them. You can pay with pre-tax dollars from a Health Savings Account or Flexible Spending Account through Flex, right at checkout on getfirmtech.com. Your plan administrator has the final say on coverage.
- How do I pay for a FirmTech ring with my HSA or FSA card?
- Add your ring or bundle to the cart and go to checkout. Choose "Flex | Pay with HSA/FSA" as the payment method. Answer a short health survey, which produces the Letter of Medical Necessity. Then pay with your HSA or FSA card. Your order ships as usual in a plain box.
- Do I need a Letter of Medical Necessity for the TechRing?
- Yes. FirmTech notes that the IRS asks for a Letter of Medical Necessity for HSA/FSA purchases like its rings. Flex handles this with a brief telehealth questionnaire during checkout at no extra cost, so you do not need a separate doctor visit to get the letter.
- What if I do not have my HSA or FSA card handy?
- Pay with any credit card through Flex. You receive an itemized receipt and your Letter of Medical Necessity, which you submit to your plan for reimbursement. Keep both documents with your records in case your plan administrator asks for them later.
- Are TechRing bundles HSA/FSA eligible?
- FirmTech lists bundles that pair its rings as eligible, so TechRing + Performance Ring and TechRing + MaxPR are covered by that listing. Accessories, protection plans and shipping are listed as not eligible. RingMate is sold as an accessory, so confirm at checkout how a RingMate or pump bundle is split.
- Who decides whether my HSA or FSA covers the purchase?
- Your plan administrator has the final say on what it covers, according to FirmTech. The Flex checkout supplies the Letter of Medical Necessity and an itemized receipt, which are the documents plans typically ask for. If you are unsure, check with your plan before ordering.
- Does my FSA money expire?
- Often, yes. Many FSAs are use-it-or-lose-it by the end of the plan year, sometimes with a short grace period or limited carryover, while HSA balances generally roll over. FirmTech reminds shoppers to use HSA/FSA funds before they expire. Check your own plan for its exact deadline.
Not sure which ring or bundle fits you?
FirmTech answers sizing, HSA/FSA and product questions by email. Order questions get a reply within 1 to 2 business days.